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Money habits

Before any technique for saving money comes a prior question: how do you make spending visible at all? Countries answered it with different senses. Japan writes it by hand and has for 120 years. America splits income into ratios. Korea pools money among people who watch each other. Germany holds the money itself, in cash. Same problem, four different sense organs.

Work & Money

Kakeibo, the 50/30/20 Rule, and the Money Club: How Four Countries Make Spending Visible

Japan has hand-written household ledgers for 120 years, America splits income by ratio, Korea pools money in rotating clubs, and Germany holds on to cash.

Aug 29, 20267 min readUnited States, Japan, Germany, South Korea

Countries covered

Country	Articles
United States	Kakeibo, the 50/30/20 Rule, and the Money Club: How Four Countries Make Spending Visible
Japan	Kakeibo, the 50/30/20 Rule, and the Money Club: How Four Countries Make Spending Visible
Germany	Kakeibo, the 50/30/20 Rule, and the Money Club: How Four Countries Make Spending Visible
South Korea	Kakeibo, the 50/30/20 Rule, and the Money Club: How Four Countries Make Spending Visible